OK. Would you like to do something about them? I bet you would. And here’s the first thing you need to know:

These challenges are not your fault!

***The cards were stacked against you right from the start!***

You just didn’t know it. You didn’t realize it. And here is why they were stacked against you.

Let’s take a very close look at the network marketing business model, because that’s where you find the reason for network marketing business failure. You’re an entrepreneur, you’re here to make money, you’re in business. So it makes sense to look at the business model, doesn’t it?

What I’ve seen is that very often it’s your company’s business model that causes your problems, not you. Let me give you an example. I’m sure you’ve seen network marketing companies that brag about having a huge, multi-million dollar home office. They have pictures of it on the website, flash presentations, it’s on all the brochures. But the millions of dollars that paid for that building is money that you will never get back in your compensation plan.

In network marketing, the ONLY place that money is made, whether by the distributors or the company, is from the compensation plan. Your MLM company does not have another stream of income that generates money for them.

***Company Income Always And Only Comes From YOUR Compensation Plan***

So whatever spending you see, that is money that will not come back to you in the compensation plan.

But here’s where it really gets ugly. Your company’s beautiful building requires maintenance. They need a cleaning staff. It has to be painted, windows have to be maintained, bathrooms have to be maintained, these buildings get cleaned every night. They have a water bill, an electric bill, heating, air conditioning. They do everything necessary to make that building a showplace for the company.

***Who Is Paying That Monthly Bill?***

Where’s the money coming from?

Correct – it’s coming from your compensation plan. That is money that you will never receive in your check. It’s gone. That “stolen” income is a big reason for network marketing business failure.

Now … when do YOU plan on using that building?

Did I hear you say, “Never!”?

Exactly. You will never use that building, yet you are paying for it. And that’s not all. These bloated network marketing companies brag about their call center, and the hundreds of employees they have sitting there, ready to take your order, giving you the best possible customer service.

But every one of those people is a salaried employee. They get health benefits, maternity leave, vacation leave, sick leave. The company has sexual harrassment insurance. Those employees get bonuses over the years, raises. Each one works in an office at a desk, with a phone and computer.

That is a monthly bill.

***Who Is Paying THIS Bill?***

Exactly. YOU are! (Are you beginning to notice a nasty trend?) That’s more money again that will never come back to you in the compensation plan.

Now … where do you think THIS business model will go in the future? Do you think your company will have less expenses or more expenses?

Sure. It’ll be more. As the building gets older, it needs more maintenance. The longer people work there, the more salary they expect. As the business builds, they’ll outgrow the building … and, of course, build another new building!

Another good indicator of the heart of a company is, where is the warehouse located? Most cities have a warehouse district, very low-rent, low cost. It makes sense for businesses to keep their stock there. But most MLM companies have the warehouse right next to their big new building. Why? Because it’s more impressive, and they can say, “Look at us! Look what we’ve done!”

***Who Pays For That Extra Expense?***

Yes, of course. It is you.

So what’s the solution? The key is to find a streamlined MLM business … one that doesn’t feel the need to put on a gaudy show with YOUR money! I’ll talk more about that in just a moment.

First, let me give you an example of how this high-overhead business model affects YOUR ability to build your business.

I’m thinking of 3 different companies right now. They all market the same product, a multi-vitamin pack. It’s an awesome product, flat-out works, and all 3 companies market the identical formula, identical raw ingredients. Except Company #3 has also added to the formula a chelated enzyme to allow you to digest & absorb nutrients better.

Now would you agree with me, that to produce that product, same quantity, same quality, same formula, the cost of production for those companies is within pennies of each other?

Of course it is.

Well, Company #1 markets the 30-day supply of that vitamin pack for $117. So do you think you’re going to be able to retail that to someone? Do you know anybody who would gladly pay you $117 for a 30-day supply of a multi-vitamin pack, regardless of how great it is?

I’ll bet you don’t. It’ll be tough, for sure. So therefore, you’re going to have a challenge to retail that product.

Company #2 sells the same formula for $108. It’s still expensive. You’re still going to have a challenge retailing that.

Company #3, which has the same formula, with the added chelated enzyme, so you can digest & absorb it better, sells it for $39.95. Now, I ask you, is that affordable? Do you think you know people who may purchase that product from you?

Absolutely.

***The Business Model Drives The Behavior***

So what kind of behavior do these different business models create in the field? Here’s what happens.

People who market the more expensive products spend their time recruiting. This is where the money is made for them. There’s no money in retailing for them, because nobody’s going to pay that high price for that product.

So what do they have to do? They have to recruit, recruit, recruit.

And what happens after you join them? When they sponsor you into the business, they have no time to work with you! You’re in, they got the commission, and they have to move on to recruit the next person. They don’t have time to work with you because their business is built on recruiting, since they can’t possibly retail products. This is a big reason for your network marketing business failure.

Now, do you have any idea why Company #3 can afford to sell the same formula, with the added chelated enzyme for better digestion, better absorption, at $39.95? Why do you think they can do that?

“They must not have the overhead.”

Exactly. They have way less overhead than the other 2 companies. Their warehouse is in the warehouse district. No multi-million dollar home office. They take 97% of their orders automated over the internet, so they need very few actual employees.

***Company 3 Has Just a Small Fraction of The Overhead of Company 1 or Company 2***

So it’s a more distributor-friendly business model.

I’ve found that 92% of the population doesn’t like to sell and doesn’t want to be sold to. How aggressive do you think you have to be to move a box of a 30-day supply of a multi-vitamin pack at $117 each?

Pretty darned aggressive, don’t you think?

And let me ask you this. Who do you think is buying this? You don’t know anybody who’d buy it. I sure don’t know anybody who’d spend $117 for it. But they sell plenty of it. Who do you think is buying it?

It’s the distributors. The distributors are buying it. Why? Because they have to qualify to get their bonus check. That’s the only reason they’re buying it. This pricing doesn’t create a retailing behavior.

***A Real Example Of How To Use An MLM Product***

Do you know anybody who suffers from a blood-sugar disorder like hypoglycemia or diabetes?

OK. This person that you know, do you think they might know 5 or 10 other people who also suffer from diabetes?

Yes, they probably would.

OK. Well, do you think they might be interested in a product that could help them rebuild the pancreas and possibly take them off insulin or at least cut down their insulin? Do you think they’d be interested in a product like that?

I bet they would. Do you think they can afford to pay $19.95 for that product?

Sure they could. In fact, if you had that product, you could even afford to gift that to the right people, using it more or less as advertising, couldn’t you?

OK. Now what would you rather have? Would you rather have people coming to your website, purchasing this product for $19.95, all these different people sharing with each other, or would you rather be in one of those first 2 companies, trying to market a $117 multi-vitamin pack? Which one makes sense to you?

Sure. The diabetic product. And look again, why can this company afford to do this?

Because they’re streamlined. It creates a retailing behavior. You can do business this way. Anybody can purchase products at this price, because it’s affordable. Does that make sense?

Of course.

***But There’s Another Big Surprise!***

This is really interesting – guess which company of those 3 pays more to the distributor in the compensation plan and requires fewer people to get yourself to a $10,000 a month income?

Yes, it’s Company #3. How is it they can do that?

That’s right. Less overhead. And now you’re starting to get the picture. You’re understanding why it’s so tough for you to make money in network marketing.

Next question. As time goes on and the bloated business model of Company 1 & 2 continues, what is going to happen?”

Let me tell you what MUST happen. They’ll have to raise the price of the products and pay less in the compensation plan. It has to happen. There’s no other source of money for them, so there’s no other way to pay for increased expenses. They’ve created a monster that they can’t control. The only thing they can do to keep it going is to keep feeding it.

And this is where you’ll end up paying $4 for a bar of soap, $20 for a bottle of shampoo, $100 for some liquid nutritional. There are MLM companies out there right now where you can find those prices.

***Where Have The MLM Giants Gone?***

And it will get worse & worse over time. That’s why companies flat-line. You know the famous names of the big-time, old-line companies … they are flatlined.

So what do they do? They go into new countries. They open new countries, because they cannot compete in the US anymore. Their product prices are too high, their pay plan is too inadequate. Their US business & distributor base just falls by the wayside.

I recently read about a well-known nutrition juice. The article had a lot of stories of people making money. The company has an absolutely gorgeous building, all decorated in Tahitian motif. The building temperature is maintained high to be the same temperature as it is in Tahiti! They have a beautiful waterfall, a fountain in the foyer with their nutrition juice pouring out of it!

And what is this company doing to make money? They’re opening up restaurants where they’ll serve food & their juice. Now where is THAT money coming from? It’s coming out of the compensation plan, and distributors are paying for it.

They say they’re doing it to generate leads which will go to certain leaders in the company … which means that if any reps benefit, it will be the heavy hitters – the ones who’ve already built big. It’s just a way of transferring money from the part-time rep to the company and the heavy hitters … leading to many more people experiencing network marketing business failure.

You can look for product prices to increase and rep compensation to decrease. That’s the problem when your overhead is sky-high.

The network marketing business model truly does drive the behavior in the field.

Michael Dlouhy is the expert on network marketing business models and compensation plans. You need to start in the right position in MLM, and Michael will show you how. Visit AskMichaelDlouhydotcom .

There will be instances where you might have to perform CPR on your dog. What? CPR on your dog? Are you serious? Yes, it is serious – serious enough that it may save your pet’s life.

There are some instances where a pet may accidentally get something stuck in its airway. This will cause choking and ultimately, death. Also, pet CPR will prove vital in cases where the pet has lost its breathing or a pulse. This is the case of most pets that go into cardiac arrest. If this happens, it is urgent that the pet’s airway, breathing, and circulation are restored and maintained.

To perform such, owners must be aware of the proper procedure of performing CPR. Most trained veterinarians will be knowledgeable in this procedure. You may want to consult with them for proper advice on the procedures outlined here. In any event remember your ABC’s.

Airway

After determining that the animal is non-responsive, step one in performing dog CPR is obtaining a good airway. This is a very important step. You should seek to achieve this first before continuing on.

Remember that making sure your pet has a clear airway is the most important aspect of CPR. Without oxygen your pet could die within minutes.

Pull out the tongue of your pet carefully. The emphasis here is on carefully. Pets, even when unconscious can bite by instinct. Keep the pet’s neck straight, and line up the neck and the back. In case there is neck trauma, do not hyperextend the neck.

Then, try giving the animal two rescue breaths. Perform this by putting your mouth to its nose, and keeping the animal’s mouth closed. If your breaths go in then you can continue. However, if they do not go in, it means that there is an obstruction in the animal’s airway.

In this case, inspect the animal’s airway, and try to extract the obstructing object. If you cannot, try doing a modified Heimlich maneuver. Turn the animal over with its back against your chest and its head towards the ground in a bear hug. Deliver five thrusts to the abdomen. Imagine making each thrust dislodge the object. Be careful that you do not deliver too much pressure as it may cause damage if overdone.

Do not stop until you are able to clear the airway. Even if the animal goes into cardiac arrest (meaning no heartbeat), the primary concern is to open the airway and keep it clear.

Watch for Dog CPR-Part 2 coming soon. We will then cover Breathing and Circulation.

If you want to get the rest of the article immediately, go to free-dog-infodotcom. There, for a limited time, you can download the free ebook “Discover the Secrets to a Healthy Dog” which has the complete article, and much more on dog health subjects.

I love it when a plan comes together

With stock trades, I always have a plan, and so do all successful traders. Why is this so important?

First of all, having a plan means you`ve thought about why you`re making the trade in the first place. You have a compelling reason for the trade and you see that it has a good risk-to reward ratio. Without a reason for the trade and a sense of what the reward should be, there`s no way you can form a rational plan.

Second, having a plan eliminates the uncertainty that everyone has when a trade you make starts to move in the wrong direction. That uncertainty can be the source of significant losses. If you have a plan, you know exactly what to do and when you need to do it. You`ll have thought out the possible outcomes ahead of time. There`s nothing to panic about.

Third, besides minimizing the risk of panic, having a plan also minimizes other kinds of risk and maximizes reward because, by following the plan, you force yourself to act only in advantageous ways. You`ll minimize risk and maximize reward by choosing a profitable entry point, and avoiding money losing entries, holding your position safely, keeping stops set where you`ve planned to set them, and exiting profitably at an appropriate time.

In the market, every trade you make is a trade either toward losing or toward winning. And within every trade, each step, entering, holding, and exiting, also moves you toward either winning or losing. That`s why each step requires planning, attention, and discipline. I will touch on the importance of each stage of the trade in this article, and cover them all in more detail in following articles.

It helps to understand that you can`t know for sure where the best entry and exit point are, and that it doesn`t matter. Successful trading doesn’t require knowing things for certain. Instead, it requires you to be able to gauge probabilities. If you always do the things that have the highest probability of working, they should work out many more times than not.

Finding a low-risk entry point for a trade is every bit as important as finding a good trade. How can this be? You can pick the best trade in the world, but if you enter it at the wrong place, you may make no profit on it at all, and you may actually lose money.

Nobody knows, for instance, which stocks are going to make them rich in five or ten years. Many companies won`t even be around in five or ten years. Doesn`t it make sense for anyone, trader or investor, to enter a stock at a point where it has a better chance of making them money instead of losing them so much that they have to wait five years to get their initial investment back? Finding a safe entry point ensures you have the best chances of making a profitable trade.

The next part of your strategy involves keeping your position out of trouble while you hold it until you are ready to take profits. The most important part of this step involves setting stops. You must set stops on every trade. I cannot stress the importance of stops enough, and have several articles on the topic that you may want to read to get a better understanding of how necessary stops are.

Now that you`ve started to make profits on your trade, your plan should tell you when it`s time to exit. Knowing when to exit is as important as knowing when to enter. Traders who hold their stock trades too long often find that their profits have disappeared. They ended up making no money, or even incurred a loss, on what should have been a profitable trade. With planning, this will never happen to you. Once you’ve created a plan that details how you will find entry and exit points, and how you will maintain your position safely, you will be well on your way to having your stock trades ALL COME TOGETHER!

Who Else Wants To Learn A Simple, Step-By-Step System For Generating Quick & Easy Profits, Trading Stocks? – FREE FOR A LIMITED TIME – stocktradingsystemsxdotcom/index.php

If you have friends who have expressed an interest in the stock market, or in investing, you can approach them about joining your club. You can also place advertisements in newspapers or on community, bulletin boards letting people know that a new stock trader club is forming. However, once the club has formed you will need to be cautious about placing advertisements again. In the United States, those can be seen as solicitations and are illegal.

The important thing to remember is that you want to attract people who have an interest in learning about the stock market while they invest small amounts of money. Don`t be concerned if the majority of the people who have expressed an interest in joining your club are new to the stock market. It can be a good thing that your club is composed novices, since people who have prior experience with the stock market may quickly become frustrated dealing with others who are amateurs. There are also many resources available to help you, and your club members, learn about investing and the stock market.

Before you set your first meeting, you should give your members some information about the club, explaining its investment goals, how it will be run (one member, one vote, or proportional voting), how often it will meet, etc. Many of these aspects will be fine-tuned in the first meeting.

When you meet for the first time there are several things that you`ll need to discuss. Make sure everyone has the opportunity to contribute to the meeting so that all opinions are taken into account. The following general principles should all be covered in the first meeting:

+ Discuss the exact details of how the club is going to be run. At this time, you can talk about the goals of your club administration and how you plan to achieve this organization.
+ Make all members aware of the commitment level that is required to participate in an investing club. This will give anyone who has second thoughts a chance to decline being a member, and will reaffirm the commitment of other members.
+ An agreement should be reached about the investing style your club is going to focus on. Take a vote if the group is divided about any investing issues. Since this is the first meeting, any member that is in serious disagreement about the decisions made can to decline being a member. Members should agree that this is long term commitment, not an opportunity to get rich in a year or two and then leave the club.
+ An agreement should also be reached on how much money each member is going to contribute each month. Keep in mind that you can make changes to the minimum amount policy at a later date. Many clubs start out with small contributions of anywhere from $25 to $60 dollars. This money is used for the club`s administrative fees as well as a contribution into the investment fund.

There are several other administrative issues that you`ll want to discuss at your first meeting such as:
+ Meeting times. All members should agree on (1) the days and time that you`re going to meet (most stock trader clubs meet once each month), (2) the place that you`re going to meet, (3) the length of the meetings (most meetings last about two to three hours), (4) the organizational format that each meeting is going to take.
+ Number of members. Studies show that a good size for a stock trader club is approximately 12 to 15 members. When you limit the size of the club to this many members you`re still small enough to hold meetings in member`s homes.
+ Meeting place. You might want to come up with a few meeting places, such as a local library or caf

To really rocket our fat-loss results into the stratosphere, we absolutely must consider not only what we do, but when we do it.

Today’s topic is “When should we eat?”
The obvious answer is “When we’re hungry!”
But is that the right answer?
How about “When food is in the room with us!”
Is that the right answer?
One more try: We should eat “When we get a chance.”
Surely that’s the right answer!

Nope, nope, and nope. It’s a sad but true fact that eating at the wrong time of the day can undermine our fat loss efforts. To get the most ‘bang for our food buck’ we need to be scheduling our meals.

RULE #1:
To maximize our ‘eating timing’ we should all be consuming 5-6 small meals each day. The old ‘3 squares a day’ just doesn’t work anymore. Eating frequent small meals each day allows us to control our blood sugar and insulin levels, and thus our energy levels. Many small meals (instead of 3 big meals) allows us to get our daily protein in manageable amounts throughout the day, which in turn minimizes the storage of body fat.

Consider this: the recommended amount of protein per day is 50 grams (for the average American). Sally eats some protein (about 8.33 grams) with every meal throughout the day. Sally is eating a small meal about every three hours. Her blood sugar remains fairly constant, which keeps her energy level fairly constant. Bubba, on the other hand, eats his 50 grams of protein all at one time by chowing down on a porterhouse steak with dinner. Both people had the RDA of protein. Who do you think is storing more fat?

RULE #2:
Eat breakfast. The biggest mistake most of us make (nutritionally speaking) is going far too long between meals. How many of us skip breakfast? Think about it: when we wake up in the morning we’ve already been on at least a 6 hour fast (‘break’ the ‘fast’…..get it?). If we skip breakfast we’ve extended that fast from 6 to 12 hours. What’s the danger? When we eat infrequently, our body may think it is starving.

Make no mistake about it: the body is a wonderful system that scientists still do not fully understand. When the body senses danger (in this case, starvation) it takes whatever steps it can to protect itself and preserve life. We know this to be true by considering the body’s response to freezing: blood is pulled in from the extremities (fingers, toes) so that the vital organs are kept warm. The body protects itself. How about the body’s response to physical danger: adrenaline is released and every sense goes on high alert. Again, the body will attempt to protect itself.

How does this relate to eating breakfast every day and eating many small meals throughout the day? Well, when our body perceives a starvation situation, it will do whatever it can to protect itself. When we eat infrequently our entire endocrine system is thrown out of whack. The body may release hormones to help it store fat and use alternative sources of fuel (muscle). That’s the last thing we want, but it’s often what we get. If, by eating randomly, we tell our body that it may not get fuel for a long time, then the body will adapt by storing whatever it can for as long as it can. So eat breakfast and ‘break’ the ‘fast’.

RULE #3:
Rule #3 is to NOT take Rules #1 and Rule #2 to extremes. When presented with this information, some of us will invariably use it as an excuse to double our calorie consumption. Admit it, some of us were thinking “Wow! I can eat twice as often = I can eat twice as much!”. Wrong.

The proper way to move from 3 meals per day to the recommended 6 meals per day is to eat 1/2 as much at each meal. The key is that total calorie consumption must remain the same.

If we eat what we’ve always eaten, but spread it throughout the day, we will see (and feel) the difference almost immediately.

RULE #4:
We must eat for what we’re about to do, not for what we just did. Before we eat anything, we should be asking ourselves “What are we about to do in the next three hours?”

If the answer is ‘take a nap’ or ‘watch television’, then our meal should be lower in carbohydrates and calories. Carbs are primary source of energy for the body, so if we’re not going to need a lot on energy in the next three hours we shouldn’t consume a bunch of energy-producing foods (carbs).

Let’s say we’re all going to mow our lawns at 3:00 pm tomorrow. Our reward is an ice cream cone from Cold Stone Creamery. Are we better off eating the ice cream before we mow the lawn, or after we mow the lawn? That’s where most of us go wrong. If we know we’re going to eat the ice cream anyway, we’d do ourselves a favor to have it before the lawn-mowing job. That way the calories and carbs would have a chance to be burned as fuel instead of stored as fat.

Again, the body is very efficient at what it does. After we eat something, anything, there’s a window of about 3 hours where those calories are “put away”. Some is stored as glycogen for near-future use. Some is stored as fat. If we’re just sitting on the sofa, those calories are more likely to be stored as fat.

On the other side of the coin, which of our 6 meals should be lowest in calories? That’s right: the meal closest to bedtime. Why consume a big huge batch of calories when all we’re going to do is lay in bed and sleep? Most of us don’t need all that energy to sleep.

CONCLUSION:
What have we learned? That it’s not enough to simply watch what we eat…..but we also need to watch when we eat. As the old saying goes, timing is everything, so let’s use it to our advantage!

Tracie Johanson is the founder of Pick Up The Pace, a 30-minute exercise studio for women focusing on fitness, health and nutrition for maximum weight loss. Please visit letspickupthepacedotcom/ for more information.